Denial appealability check
Two questions, and you get a read on how appealable a prior-authorization denial looks before you spend any time on it.
Free Tools
15 small tools for the moments the system hands you something confusing — a denial, a bill, an enrollment choice. Every one is free, needs no account, and gives you an answer on the spot.
Each tool has a guide behind it if you want the whole picture rather than one answer.
Two questions, and you get a read on how appealable a prior-authorization denial looks before you spend any time on it.
Your plan type and the date on the denial, and you get the deadline that decides whether you can appeal at all.
When your insurer upholds a denial, see which independent reviewer your plan type routes to — and that their decision binds the plan.
Enter a billing code from your bill and see what Medicare pays for it — a fair-price benchmark to measure the charge against.
Enter a code from your Explanation of Benefits and get its plain-English meaning, from the standard national definitions.
Two questions to see whether federal law likely protects you from the out-of-network bill you were sent.
Household size and income, and you see whether you likely qualify for the free or discounted hospital care nonprofits must offer.
Household size and income, and you see which assistance programs — health, food, prescription, utility — you may be leaving unclaimed.
Enter your income and see whether you are set to pay the IRMAA surcharge on top of the standard premium.
Enter the year you were born and see how much your monthly check changes depending on when you claim.
Look up the verified cash price for a medication — many generics cost a fraction of the pharmacy price, with no insurance needed.
How to shop a CPAP, glucose monitor, or mobility device so the same item does not cost you several times what it should.
Check a provider against the federal Medicare and Medicaid exclusion list — a filter most directories skip entirely.
The questions to ask and the records to bring, so a short appointment actually answers what you came in with.
Every intake form asks the same things. Keep this list in one place and you can fill any of them in minutes.
These tools answer a single question. Healthvocate runs the full version on your own bills, denials, and benefits — you see what it finds before you pay, and the complete result unlocks with a plan or a single $10 credit.
Create your free accountEducational only — not legal, financial, tax, or medical advice. Healthvocate is an independent commercial service and is not affiliated with CMS, SSA, the VA, or any insurer.