Prior Authorization
Insurer Appeals Cheatsheet
A denial isn't the end. The steps to appeal a denied claim — and the citations insurers can't ignore.
Free Guides
Fifteen free guides on appealing denials, cutting bills and drug costs, claiming Social Security and Medicare right, and finding what you're owed.
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Prior Authorization
A denial isn't the end. The steps to appeal a denied claim — and the citations insurers can't ignore.
Medicare
Most people never compare plans. The annual review that keeps you from overpaying on autopilot.
Social Security
Claiming age sets your check for life. See 62 vs. full vs. 70 at a glance — and what to weigh.
Benefits
Billions go unclaimed each year. Where help hides — food, Rx, Medicare costs, utilities — and where to start.
Medical Bills
Bills are often wrong. A step-by-step error hunt, the most common overcharges, and how to dispute them.
Prescriptions
Ways to pay less at the pharmacy — safely — plus the free places to find prescription savings.
Doctor Visits
Patients forget most of what's said. The questions to ask and records to get — before, during, after.
Choosing a Provider
Check a provider's license, credentials, and record — free and public — before your first visit.
Medical Equipment
Wheelchairs, CPAP, walkers — the price-check steps and coverage basics that stop you overpaying.
Insurance Appeals
A denial isn't the end. The steps to challenge it — and the deadlines that decide whether you can.
External Review
When your insurer upholds a denial, an independent reviewer can overrule them — and it is binding.
Surprise Bills
Federal law bans many surprise out-of-network bills. How to tell if you owe one — and what to do.
Explanation of Benefits
An EOB isn't a bill. How to read every line — and catch the overcharges hiding in it.
Financial Assistance
Nonprofit hospitals must offer financial help — and most never ask. Who qualifies, and how to apply.
Medical Forms
Every provider asks the same questions. What to keep on hand to fill any form fast and accurately.
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Start freeEducational only — not legal, financial, tax, or medical advice. Healthvocate is an independent commercial service and is not affiliated with CMS, SSA, the VA, or any insurer.