Stop fighting the system alone.

The systems designed to support you — healthcare, insurance, government benefits — are built for institutions, not people. Healthvocate puts an expert advocate in your corner: drafting appeals, catching billing errors, finding what you're owed, and handling the complexity so you don't have to.

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Our Mission
Built for the people the system was supposed to serve. Every appeal letter, every benefit application, every billing dispute we generate goes nowhere without your review and your digital signature. You stay in control.
What it does

Nine tools, one profile.

Each takes a few minutes to use, and can save you hundreds or thousands of dollars per year.

Feature 01

Benefits Eligibility Scanner

Checks your household, income, and situation against every federal and state assistance program — Medicaid, SNAP, LIHEAP, ACA, VA, prescription assistance, utility help — and walks you through how to apply. With your approval, drafts the application.

Feature 02

Medical Bill Auditor

Reads itemized bills and EOBs line by line. Flags duplicate charges, upcoded procedures, and out-of-network surprises that may violate the No Surprises Act. Drafts the dispute letter — you review and sign.

Feature 03

Prior Authorization Letters

Insurance denied a procedure or medication? Drafts the appeal citing the relevant policy language, clinical guidelines, and your specific medical history — formatted for the review panel. Submitted only with your e-signature.

Feature 04

Prescription Optimizer

For each of your medications, compares prices across pharmacies, manufacturer assistance programs, discount cards, and therapeutic alternatives — sorted by what saves you the most.

Feature 05

Social Security Optimizer

Models claiming ages from 62 to 70 against your earnings record, household, and health. Identifies the strategy projected to maximize lifetime payout. Flags SSDI eligibility if your situation has changed.

Feature 06

Medicare Navigator

Approaching 65? Compares Part A/B/C/D options and Medigap-vs-Advantage trade-offs against your medications, doctors, and IRMAA bracket. Annual Open Enrollment reminders keep you from drifting into the wrong plan.

Feature 07

Medical Records

Generates a clean one-page visit summary for any appointment — your active conditions, current medications, recent activity, and emergency contacts — so you don't walk in trying to remember everything. Print it or pull it up on your phone.

Feature 08

Medical Concierge

Searches the national provider directory by specialty and location. Each result is screened against the HHS-OIG exclusion list (no exclusion on record is not a guarantee, but it's a meaningful filter most directories don't apply). Bookmark candidates as you shortlist.

Feature 09

Equipment Lookup

Comparison-shop CPAPs, glucose monitors, mobility aids, hearing aids, and other medical equipment across major sellers — flags items that are currently on sale and links you directly to each listing.

Earn while they save

Affiliate Program

If you write a newsletter, run a community, or have an audience that overlaps with ours — older adults, caregivers, people fighting insurers, retirees planning Medicare — refer them with a unique link. When a referral becomes a paying member, you earn 20% of their subscription for 12 months, paid through Stripe after each commission clears its holding period.

FTC disclosure rules apply. Application required. Full terms on the Affiliate Program page after you sign up.

How it works

A complete picture, then targeted action.

Set up your profile once. Every tool works from the same data, every time.

1
Build your profile
Ten minutes of guided questions. Skip anything you don't want to share. Healthvocate builds a complete picture of your health, income, and coverage.
2
We find the gaps
The AI scans your profile against hundreds of programs, plans, and pricing sources — surfacing what you're missing and where you're overpaying.
3
You review & approve
Every appeal, application, or dispute is drafted from a vetted template using your data. You review the wording, edit if you want, and add your digital signature.
4
We follow through
Once you sign, we transmit on your behalf, track the response, and remind you when there's a deadline or another decision to make — so you've got a system on your side, not just a stack of paperwork.
Built with respect for your data

Your data, your control.

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