Health insurance denial & claim adjustment codes
Authorization was requested, but the plan says it came too late. Timeliness rules vary by plan, and many carve out emergencies and retroactive eligibility.
If the care was emergent or your coverage was retroactive, say so explicitly in the appeal — these are named exceptions in most plan documents rather than discretionary favors.
Check my prior authorization
Check my prior authorization → Free. No account, no card.This page explains what a code means. It is information, not advice — it does not tell you whether your specific claim should have been paid, and it is not legal, medical, or insurance advice. Your plan documents and your denial notice govern your situation.